Sometime last year, my wife got interested in a TV series, something about a woman who somehow was transported back in time to Scotland of the 1700s. She (my wife, not the women in the TV series) watched the first few episodes on Amazon Prime, but then discovered that she would have to subscribe to a pay-TV service to see the rest. She subscribed, watched the series, and promptly forgot about the subscription. Just last month ago I noticed I could watch movies on Amazon Prime than seemed normal and I wondered if it was costing anything. I soon discovered that her credit card had been getting charged $9 per month for several months. Lesson learned. Point is: Are you paying for something you’re not even using because you signed up for it and then have forgotten about it? Be careful with subscriptions and automatic payments. Keep track of what you’re paying for every month. Look carefully at your credit card and bank statements, your phone, cable, and utility bills. Be sure and evaluate whether you’re getting value for what you’re spending.