Avoid convenience. Save a lot of money. That’s all of the truth about saving money. Here’s an example.
Last week I opened the refrigerator to find olives … in single-serving packs. I don’t know why anyone would buy such a thing, let alone my own wife. Maybe, (I hope) they were on sale.
Even on sale, it’s a very dumb purchase. $2.99 for 4.8 ounces of olives is about 62¢ per ounce. At the normal price of $3.69, it’s over 76¢ per ounce.
Compare that to a can of olives. $1.87 for 6.0 ounces = 31¢ per ounce. (The can contains liquid, but the 6.0 ounces is the weight of the olives.)
You want the convenience of having a little pack of olives every day?
Get some food storage containers. Purchased in quantity, they’re about $1 each.
Open the can of olives, distribute its 6.0 ounces of olives into 5 food storage containers so that each container holds 1.2 ounces of olives. You’ve now got 5 DIY packs of olives-to-go at a cost of about 39¢ each (including 1¢ for the cost of the food storage container, assuming you can re-use it about 100 times).
Compare that to the pre-packaged olives which cost or 92¢ per serving. (Regular price.)
DIY and save yourself $1.82.
Remember, $1.82 saved is $1.82 earned. Considering how much time it takes to open a can and parcel out the contents, this is a DIY job that pays over $50 per hour.
“You don’t mind if I cut the cheese?”, I asked my colleagues eating lunch with me at our workplace cafeteria. As I said it, I held up the table knife I keep at my desk and the block of cheese I was eating that week (and probably the next week too). It was a good cheddar I got at Costo. As in most everything, it pays to avoid convenience and do the work yourself. In this case, I was cutting the cheese to have with the crackers and salami I was having for lunch that day. Just like the way I pay myself to carry a box of snacks to work (instead of paying the man that stocks the vending machine), just like I pay myself to bring my own iced tea to work, I can also pay myself to not only bring the cheese to work, but to also to cut it into slices.
At a church meeting I recently attended, someone made a pot of coffee. When the pot was empty, another pot was made. After the meeting was over, the coffee pot was still about 1/3 full. No one wanted another cup. I don’t normally drink the stuff. (What kind of person, I wonder, would take beans from some plant, roast them until they’re nearly burnt, grind them into powder, pour boiling water onto that powder, then drink that water?) I had my own water-bottle, filled with iced tea, which I had finished. Before someone could dump the unwanted coffee down the drain, which was about to happen, I quickly rinsed my water-bottle and poured the coffee into it. As soon as I got the coffee home, I put it in another container and refrigerated it. I wanted to minimize the risk of the water-bottle I use for iced tea being ruined by the coffee taste, so I washed it as soon as it was empty. The next day I had all the iced coffee I wanted, for nothing more than the cost of some ice and milk.
The moral of the story is that if you look around you can always find things that people are getting rid of that can be of benefit to you if you do the work of obtaining them and re-purposing them. Get in the habit and you can get lots of things for free.
It’s damn annoying that some of the “disposable” pepper grinders (the kind made by spice manufacturers and sold at grocery stores) can’t be easily opened so they can be refilled and re-used when they are empty. I recently found myself with an empty disposable pepper grinder at the same time that I couldn’t locate my salt grinder. I thought I could wash it and fill it with sea salt, but … it’s made so as to be very difficult to open.
Here’s the trick: Put the empty grinder container in a cup full of very hot water. Near boiling is good. Soak the plastic top in this very hot water for several minutes. This makes the plastic just a bit more flexible, which should allow you to pull the plastic top off the glass jar. Just hold the glass jar in one hand and the plastic top in the other and pull them straight apart. Then you can dry it and re-fill it. Once it’s refilled, to put the top back on, just press the top firmly onto the jar.
If you want your pots and pans to last longer, avoid taking pots and pans that are cold (i.e., room temperature) and putting them directly over a stove that is cranked up to full heat. It’s best to put a pan over very low heat for a while before turning up the heat to medium or high. I usually let a pan get warm on low heat for about a minute before turning up the heat. If possible, put water or oil in the pan before putting it on the heat. Of course, you generally want the pan to be at cooking temperature before you put the food in, though it depends what you’re cooking.
The key is to avoid sudden and extreme temperature changes. When a pan is heated too quickly, the part of it that is directly over the heat source will get hot and expand while the rest of the pan is still cold. This uneven expansion causes coatings (such as enamel or non-stick surfaces) to begin to detach. Sudden temperature changes can cause stress fractures in any metal object, including pots and pans. Even cast iron pans can be damaged by sudden temperature changes. Be gentle with your pots and pans. Give them time to get warm before you turn up the heat.
Years ago (I mean, in the 1970s), Father Guido Sarducci was selling “Mr Tea” — a “tea maker” that was little more than a funnel under which you would place a cup with a teabag in it. Sarducci said something to the effect of, “Just add boiling water, and Mr Tea does the rest!”
But think about it: your electric “coffee maker” doesn’t do anything more than bring water to a boil and let it drip over some ground coffee in a coffee filter.
Do you really need a machine to do that?
I assume you already have a machine that can bring water to a boil. It’s your stove. And you have hands and arms and a brain. So use you brain and ask yourself: Why should I spend money for a machine that does something that I can do with things I already own?
It’s called “pour-over coffee” and you make it with a coffee-filter holder that fits over a cup or carafe.
A “pour-over coffee maker” costs a fraction of what an electric coffee maker costs. And it is easier to maintain. And it takes up less space. And it doesn’t use any electricity. And it will probably last longer — like, it might last for the rest of your life — while you will probably need to buy a new electric coffee maker at least once every 10 years, maybe more often.
Okay, so the pour-over coffee maker doesn’t have a clock and a timer. You’ll live.
Use your stove. Use your hands, your arms, and your brain. Don’t buy something you already have.
I won’t mention the website by name, but let’s just say there’s now another website business that allows you to pay big $$$ for convenience.
What their ads say is the problem: You’re at home, relaxin’, and you don’t have any chips! There isn’t any candy in the house! No soda! No ice cream! You’re out of chocolate!
The real problem: You didn’t buy those things at the grocery store … or better yet, the big buy-in-large-quantities warehouse club.
The convenience you can pay for, if you’re foolish enough, is the service of ordering your chips and soda online and getting them delivered to your door shortly later. The price you pay is far higher than what you would pay at a convenience store or vending machine, which is already far higher than you would pay at a grocery store or warehouse club.
What’s the difference?
From the delivery service:
$1.39 for a 1.5 ounce chocolate bar
$1.49 for a 2.0 ounce bag of chips
At the convenience store or vending machine:
$1.25 for a 1.5 ounce chocolate bar
$1.25 for a 2.0 ounce bag of chips
At the warehouse:
$0.60 for a 1.5 ounce chocolate bar ($18.00 for 30)
$0.25 for a 1.0 ounce bag of chips (or $0.50 for 2.0 ounces, $13.00 for 54)
The delivery convenience costs 2 to 3 times as much. If you buy just a small amount, then there’s an additional delivery fee. Buy a large amount (at those prices!?) and the delivery is free.
What does it take to save money?
Planning ahead. If you want to eat snacks, buy them ahead of time before you get the nighttime munchies.
Discipline. If you don’t buy them ahead of time, don’t give in to temptation. Force yourself to do without. That’s how you train yourself to remember to buy things ahead of time.
Self control. When you have a large quantity of snacks, make them last. Don’t let yourself eat them all at once.